Bradenton, Sarasota and Anna Maria Island, Florida Real Estate Agent - Team Pepka's Resume

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Welcome > Agent Info > Who Are We? ...

Meet the Family

"Living in Florida is like living the American Dream. It's a beautiful state and a great place for us to raise our kids." -- Ron and Cathy Pepka

Two months after a January 1996 vacation to the sunshine state, the Pepka family relocated from Las Vegas, Nevada to Anna Maria Island.

Ron is an avid believer of living life to the fullest extent whether "in the fast lane" as Track Champion Las Vegas Speedrome Heavy & Motorcycle Divisions 1983-1985, "in the great outdoors" as the 1993 2nd ranked in the net division if the Southern Nevada Golf Association and winner of the Clark County Amateur by shooting a 72 par round. He believes that personal goals and achievements are no less than important than professional ones. In 2002 he obtained his Advanced Scuba Certification and started an annual family tradition of scuba diving and lobster hunting.

Cathy thoroughly enjoys country living and can often be found doing gardening or feeding the chickens, squirrels and birds. Some weekends she indulges her hobby of antiquing, but finds joy from the most important thing to her, spending time with her husband, children and the two "dogs", Gingersnap and Isabelle.

They have two wonderful children that they are most proud of. Their son Ben is a graduate of Lakewood Ranch High School, and an accomplished musician and sports nut. Their daughter Hannah is approaching the end of her high school career at Braden River High School and is already planning to take
over the business!

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Buyers Remorse >The Blues of Buyers

Here is an illustration of what you might go through as a homebuyer when the real estate agent calls to say that your offer has just been accepted.

Although you are ecstatic when your agent congratulates you, your initial euphoria may be short-lived if you begin to have second thoughts about the purchase. You may look at the amount of cash required for the down payment and closing costs, and feel that you won't be able to enjoy a restaurant meal or a shopping spree for months! The mortgage added to the interest payments over thirty years seems like an outrageously high sum. Finally, you stare at the inspector's report and convince yourself that the roof will blow off and every major system will fail the day after you move in. You're in a frenzy. You ask yourself, "What am I doing?"

If you begin having doubts about your home purchase, the wisest approach is simply to relax! These feelings are so common that they have been given a name--"Buyer's Remorse." "Buyer's Remorse" is almost always a temporary malady, so please call your real estate agent if you are having an extreme attack. Your agent has experience in helping clients through the home-buying jitters.

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Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Team Pepka, REALTOR®, real estate agent and broker for Bradenton, Sarasota and Anna Maria Island, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Pepka
Keller Williams On The Water
908 Riverside Dr. #280
Palmetto, FL 34221
941-708-3555
Fax: 941-708-3455
TeamPepka@NUMBER1EXPERT.com
The Team Pepka mission is to exceed the expectations as the Real Estate Team of those we serve through honesty, integrity and unparalleled service. We believe Manatee County and Florida in general is the most outstanding place in the world to live!

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